{"id":113,"date":"2019-11-29T19:45:58","date_gmt":"2019-11-29T19:45:58","guid":{"rendered":"http:\/\/www.noordasmiles.com\/blog\/?p=113"},"modified":"2019-11-29T19:45:58","modified_gmt":"2019-11-29T19:45:58","slug":"dental-insurance-use-it-or-lose-it","status":"publish","type":"post","link":"https:\/\/www.noordasmiles.com\/blog\/dental-insurance-use-it-or-lose-it\/","title":{"rendered":"2019 Dental Insurance \u2014 It\u2019s Time to Use It or Lose It!"},"content":{"rendered":"

\"dentalThe end of the year is quickly approaching. Before you know it, you will be putting up your new wall calendar and trying to remember to write \u201c2020\u201d when you have to date something. But in the remaining weeks of 2019, you may still have some things you need to do, and one of those things should be to use your dental insurance<\/a>! Let\u2019s talk about how and why you should use your 2019 coverage before it\u2019s gone forever.<\/p>\n

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Use It or Lose It<\/h2>\n

If you have a PPO dental plan, you likely have an annual maximum. That maximum is the most that your insurance provider will pay out for approved services within a calendar year. When 2019 ends, any unused portion of that maximum is likely to disappear; the vast majority of dental plans have no rollover provision.<\/p>\n

According to the National Association of Dental Plans, less than 3 percent of people with PPO plans meet or exceed their annual maximum. That means that each year, billions of dollars\u2019 worth of benefits go to waste!<\/p>\n

Of course, the foregoing information does not mean that you should request unnecessary dental treatment just for the sake of using up your annual maximum. However, it does <\/em>mean that you should be diligent about visiting your dentist and keeping up with any recommended services.<\/p>\n

Tips to Help You Maximize Your Insurance Benefits<\/h2>\n

To get the most out of your 2019 dental insurance, you should:<\/p>\n